Janakalyan Co-operative Credit Society Ltd.
[ An Urban Credit Co-operative Society (UCC) ]
"Add small to make large"
Janakalyan Co-Operative Credit Society Ltd. is, in every sense, a truly credit co-operative society.
JCCSL started its operations in the year 2010 as a urban credit co-operative society primarily catering to the local masses in Cooch Behar With a mission to uplift the weaker sections of the society from the rural and urban areas of the district. We have become the only urban credit co-operative society in Cooch Behar which has launched its own web application with website.
"Janakalyan Cooperative Credit Society Ltd" is a truly co-operative society. The society provide new generation saving facilities, equipped with the latest technology, to its share holders, members and patrons. The JCCSL is bound to deliver "Better & latest Financial Solutions" through an up-to-date range of competitive financial products and services.
The deposits accepted by the society are mobilized by the means of loans to members, making it a profitable institution to enable further expansion and delivering value to its members. The society has loans available to all members for all sorts of purposes.
"Janakalyan Cooperative Credit Society Ltd" was initially registered under "The West Bengal Cooperative Societies Act - 1983" vide registration No. 8 dt.02/12/2010 by Assistant Registrar of Co-operative Societies, Cooperation Directorate Office, Cooch Behar Range (W.B.). The JCCSL is not a personally owned institution but is a society mutually owned by its members who enjoy the status of being exclusively served while carrying out financial as well as non-financial transactions. JCCSL does business for mutual benefit of its members only.
JCCSL is a fully democratic organization. Its governance & policies are transparent and are managed by the 'Board of Directors' elected by it members. The elections are normally conducted in the Annual General Meeting every five year for filling up vacant posts.
JCCSL values and respects the opinions of its members. Being registered as a cooperative society, the Department of Co-operation of the West Bengal Government constantly reviews the functioning of the society at regular intervals. The annual books of accounts of JCCSL are subject matter of Statutory Audit and the Audited Accounts are submitted to the West Bengal Govt. for review and inspection.
More so, the Society is going to taking membership of West Bengal Federation of Urban Co-operative Banks and Credit Societies Ltd.
JCCSL expansion programme is on a fast track. JCCSL is going to mark its presence throughout all the area of our operational district Cooch Behar in West Bengal. JCCSL is working on expansion plan beyond these one subdivision and may soon have offices in many other subdivision preferably in West Bengal. With a friendly caring approach for its members combined with the sense of security and peace of mind, JCCSL hopes to enjoy country wide presence in coming years.