Janakalyan Co-operative Credit Society Ltd.

[ An Urban Credit Co-operative Society (UCC) ]

"Add small to make large"

Fixed Deposit Plan

Fixed Deposit

If Deposit Amount is 1000/-
Plan & Duration Interest Rate Maturity Amount
FD/M-3 4 1010
FD/M-6 6 1030
FD/M-9 7 1052
FD/M-12 8.5 1085
FD/M-18 9.25 1142
FD/M-24 9.75 1205
FD/M-36 10 1331
FD/M-48 10.25 1477
FD/M-60 10.5 1647
FD/M-72 10.5 1820
FD/M-78 10.5 1914
FD/M-84 10.5 2012
Terms & Conditions :

(1) Interest rates effective from April 01, 2017

(2) Minimum DD would be of Rs.1000/-and further in multiple of Rs.1000/-

(3) Interest will be calculated yearly via compound interest.

(4) Defaulters will be charged at the rate Rs. 2% per month per instalment.

(5) Members can premature this deposit as per following rules:-

     * FD for 01 Year:- The member can get prematurity after 06 months.

     * FD For 02 Years:- The member can get prematurity after 12 months.

     * FD For 02 To 06 Years:- The member can get prematurity after 24 months.

     * 2% will be deduct for Pre-maturity on receivable total according this time.

(7) The maturity amount will be transferred to Saving Account within 15 days.

(8) Loan available up to 80% of deposit amount. After receipt of 12 instalments.

     * The facility of premature payment or loan against deposits is not available for irregular accounts.