Janakalyan Co-operative Credit Society Ltd.
[ An Urban Credit Co-operative Society (UCC) ]
"Add small to make large"
Since the "Janakalyan Cooperative Credit Society Ltd" is a registered society, members are entitled to carry out financial activities for mutual benefits and open accounts or avail loan. For this purpose, one has to become the member- cum- shareholder.
ELIGIBILITY TO BECOME A MEMBER :
Any person who has attained the age of 18 years and not punished for any criminal offence by the court of law, a resident of India and fulfill all the by-laws rules then he/she is eligible for a member.
JOIN THE SOCIETY :
Each person joining the society is required to needs to fill up a membership application form with a purchase a share of Rs.100 or deposit of Rs.100/-as membership fees with admission fees Rs.20/- The receipt of total Rs.120/-will be issued at the time of deposit of application form to acknowledge the transaction. Once this formality has taken place the applicant becomes a valid member of the Janakalyan Co-operative Credit Society Ltd. and can operate his/her account very well. Each member of the JCCSL thereof being a share holder is entitled to attend annual general meetings and to vote for the directors.
BENEFITS OF BEING A MEMBER :
Being a member of the society , one is entitled to avail benefits of up-to- date range of competitive financial products and services which are professionally delivered to all of its members. When one becomes a part of JCCSL he /she becomes a member of its extended family.
THE SOCIETY offers higher interest rates to its members, which means more wealth for his /her family. Return on investment is high. What's more ? TDS is not deducted on the interest accrued or paid on savings.
THE SOCIETY's services can be availed online via our portal www.jccbankltd.com. You can check your account 24x7 days.
THE SOCIETY offers its members very convenient, safe and affordable loans to fulfil upon realising their dreams. Members can avail a variety of loans such as Business Loans, Education Loan, Consumption Loan, SHG Loans, JLG Loan, Overdrafts and Personal Loans.
Two copies of latest photographs
Proof of residence to the satisfaction of the Bank (Passport, Driving License, Ration Card, Voters Card, Electricity Bill, Aadhar Card etc.)
Photo Identity Proof
Initial deposit of Rs 120/- in cash to become a member cum shareholder being Rs. 20/- for admission fee with Rs.100/- toward share application money for a minimum one share or 100/- toward membership fees.
TERMS & CONDITIONS :
An individual has to be a member of the society should have an saving account.
All transactions related to deposit and withdrawal will be routed through Saving Account.
Interest will be credited in account annually.
Nomination facility is available.